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| AJIRALEO |
JOB PURPOSE
Take a leading role in managing all aspects of Agri loan products with responsibility of Product strategy, Management and Agri portfolio P&L to meet agribusiness strategic objectives.
Developing and strengthening the loan product team while developing the long term strategic direction for Agri Loan Products Portfolio.
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NEW TANZANIAN JOBS OPPORUNITIES (1000+ POSTS)
RESPONSIBILITIES
-Quantify market and customer needs, identify new products and opportunities and develop and execute on a product portfolio marketing strategy.
-Develop and implement consumer loan strategies and tactics to drive portfolio growth.
-Develop strategic full life-cycle product plans necessary to penetrate the various segments and to appropriately respond to competitive products and services
-Identify, implement, and manage appropriate product partnerships to drive revenue growth and market penetration for Agri loan products.
-Co-ordinate budget objectives of Agri loan products to ensure targets are achieved as per approved budget.
-Keep abreast with the changes in the agriculture sector in Tanzania and have a broad understanding of agriculture value chains financing, to identify new products and propositions for the sector.
-Represent the bank in agribusiness related forums and workshop which is meant to explore opportunities for products development, improvement or partnership to enhance product introduction.
-Manage Agri vendors, partnership relationships and contract negotiation with appropriate parties relating to Agri loan products and special projects.
-Manage and lead team including selection, coaching, performance management, and resource allocation
-Ensure that customer satisfaction for all Agri loan products offered is achieved and provide accurate selling advice in line with customers’ expectations.
-Actively build the capacity of customer facing team including sales and branch network through on-going product campaign and support in order to ensure quality product delivery process
-Maintain relationships with other senior executives in areas that may impact consumer loan product management, such as: Payment and Accounts, Credit team, Agri Business Banking, Loan Centre and Marketing.
-Work closely with key stakeholders to deliver and maintain profitable consumer loan solutions that meet the needs of our clients, ensure revenue growth, market penetration, and financial goals are met.
-Timely preparation of reports to management and ensure close monitoring of Agri Loan P&L
-Adhere to credit policies and procedures in line with NMB and Regulatory requirements during the product life cycle
-Timely preparation of reports to management and ensure close monitoring of Agri loan P&L
-Perform other duties as may be directed or assigned by superior
KNOWLEDGE AND SKILLS
-Good credit skills.
-Sound understanding of bank’s loan products, policies and procedures
-Knowledge of pricing and fee functionalities and structure applied in agribusiness.
-Understanding the latest technologies/innovations applied to agriculture sector.
-A detailed understanding of loan product offerings in the wider financial services industry.
-A detailed knowledge of NMB strategy and policies
-Good product development, business management, leadership, Coaching, Team building skills.
QUALIFICATIONS AND EXPERIENCE
-At least 8 years in project design in the field of agriculture with -Financial Institutions, NGO’s dealing with Agriculture or -Development Financial Institutions (DFI’s)
-At least Eight years of banking experience suitably in agribusiness or related enterprises
-Experience with drafting and negotiating; Memorandum of -Understandings (MoU’s), Guarantee Frameworks and Partner Agreements
-Experience in dealing with International Organizations involved with agriculture sector support and financing.
Deadline:2018-07-25
