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| AJIRALEO |
JOB PURPOSE
Take a leading role in managing all aspects of Consumer Loan products with responsibility of Product strategy, management and consumer portfolio P&L.
Developing and strengthening the loan product team while developing the long term strategic direction for Consumer Loan Products Portfolio.
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NEW TANZANIAN JOBS OPPORUNITIES (1000+ POSTS)
RESPONSIBILITIES
-Quantify market and customer needs, identify new products and opportunities and develop on a product portfolio marketing strategy.
-Develop and implement consumer loan strategies and tactics to drive portfolio growth.
-Develop strategic full life-cycle product plans necessary to penetrate the various segments and to appropriately respond to competitive products and services
-Obtain consumer loan market share by working with sales team to develop consumer product sales strategies.
-Identify, implement, and manage appropriate product partnerships to drive revenue growth and market penetration for consumer loan products.
-Co-ordinate budget objectives of the consumer loan products to ensure targets are achieved as per approved budget.
-Actively build the capacity of customer facing team including sales and branch network through on-going product campaign and support in order to ensure quality product delivery process
-Drive the rollout of any new product ensuring that implementation happens within the agreed budget and timelines
-Manage vendor relationships and contract negotiation with appropriate parties relating to consumer loan products and special projects.
-Lead the team for product development, implementation, pricing and streamlining portfolio in order to improve customer experience, reduce cost-to-serve and maintain competitiveness.
-Manage and lead team including selection, coaching, performance management, and resource allocation
-Ensure that customer satisfaction for all loan products offered is achieved and provide accurate advice and selling in line with customers’ expectations.
-Develop time-integrated plans with sales and marketing teams.
-Maintain relationships with other senior executives in areas that may impact consumer loan product management, such as: Payment and Accounts, Credit team, Consumer Banking, Loan Centre and Marketing.
-Work closely with key stakeholders to deliver and maintain profitable consumer loan solutions that meet the needs of our clients, ensure revenue growth, market penetration, and financial goals are met.
-Timely preparation of reports to management and ensure close monitoring of Consumer Loan P&L
KNOWLEDGE AND SKILLS
-Sound understanding of bank’s loan products, policies and procedures
-A detailed understanding of loan product offerings in the wider financial services industry.
-A detailed knowledge of NMB strategy and policies
-Knowledge of pricing and fee structure applied in consumer loan products
-In depth understanding of the latest technologies/innovations applied to consumer banking.
-Excellent communication, presentation, credit, product development, business management, leadership,
-Coaching and Team building skills.
QUALIFICATIONS AND EXPERIENCES REQUIRED FOR THE ROLE
-Holder of first degree or its equivalent in Finance, Accounting, Business administration, banking and or its equivalent
-Eight years relevant experience
Deadline:2018-07-25
